Comparing business-funding offers is exhausting — and the numbers are built to confuse you. So here's our promise: bring us any written offer. Two ways we beat it: we re-route your file up the cost ladder to a cheaper lane than the one you were offered — or, if revenue-based really is your lane, we beat the offer where it counts: a lower payment and a lower total payback. If we can't beat it on total payback, we pay you $50 for your time.
We'll review your request and call with a real number — usually within the hour during business hours. Keep your offer handy so we can put ours right next to it.
Any written offer from a licensed lender or broker, dated in the last 14 days. Or just tell us what you're shopping for — we'll start there.
We put our best option next to yours on the only terms that matter: total payback, payment, and term. No APR-versus-factor-rate sleight of hand.
If our number is lower, you take the better deal. If we genuinely can't beat it, we pay you $50 for your time. No catch.
A factor rate isn't an APR. A low payment can hide a brutal total payback. The whole game is making offers hard to line up. We refuse to play it.
The answer clock starts when the package is complete — not when you first reach out. Answer within 6 business hours of a complete package.
Why each item: the statements are what funders actually price — they're the review. The application and license verify the business and its owner. The voided check only matters if you accept an option and funding gets set up — we can never debit it, and if you connect your bank instead it's read-only. Everything is encrypted in transit and at rest, visible only to your advisor.