By accessing or using the website at privatecapital.loans, submitting an inquiry, or engaging Private Money Broker LLC, doing business as Private Capital ("Private Capital," "we," "us," or "our") in any advisory capacity, you agree to these Terms of Service. If you do not agree, please do not use our site or services.
Private Capital is an independent capital advisory. We help operating businesses, real estate investors, and professional practices identify and access financing options through our network of non-bank and institutional lenders.
We are not a lender. We do not extend credit, underwrite loans, or fund transactions. We do not provide legal, tax, accounting, or investment advice. Nothing on this site or communicated by us should be construed as a commitment to lend or an offer or solicitation to extend credit.
All financing terms presented — rates, loan amounts, timelines, and structures — are indicative only and subject to lender underwriting, approval, and final documentation.
Engaging Private Capital for capital placement creates an advisory relationship. We will work to identify suitable financing options, prepare package materials, and facilitate introductions to lenders. The ultimate credit decision rests entirely with the lender, not with us.
We make no representation or warranty that any financing will be approved, that terms presented in any proposal will be the terms ultimately offered, or that a lender introduction will result in a closed transaction.
Our compensation structure — including any advisory fees, success fees, or lender-paid compensation — will be disclosed to you in writing prior to engagement. Fees vary by deal type and are earned only upon the successful closing of a transaction unless otherwise agreed in a written engagement letter.
You agree to provide accurate, complete, and timely information in connection with any financing inquiry or engagement. You acknowledge that lenders rely on this information in making credit decisions, and that providing false or misleading information may result in denial of credit and may constitute fraud.
Private Capital operates a text messaging program, Private Capital Account & Servicing Alerts, for applicants and clients. By providing your mobile number and consenting — verbally with our representative or by checking the consent box on our secure application at apply.privatecapital.loans — you agree to receive account and servicing text messages from us, including your secure application link, document requests, status updates, and replies to your questions.
Message frequency varies based on your application activity. Message and data rates may apply. Consent to receive text messages is not a condition of purchase or of using our advisory services.
Reply STOP to cancel at any time; you will receive one confirmation and no further messages. Reply HELP for help, or contact us at samuel@privatecapital.loans or 516-965-5491. Carriers are not liable for delayed or undelivered messages.
All content on privatecapital.loans — including text, graphics, logos, and page design — is the property of Private Money Broker LLC and is protected by applicable copyright and trademark law. You may not reproduce, distribute, or create derivative works without our prior written consent.
Our site and services are provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components.
To the fullest extent permitted by law, Private Money Broker LLC and its principals, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our site or services, or from any financing transaction you enter into as a result of our advisory services. Our aggregate liability for any claim shall not exceed the fees actually paid by you to us in the six months preceding the claim.
These Terms are governed by the laws of the State of New York without regard to conflict of law principles. Any dispute arising under these Terms shall be resolved exclusively in the state or federal courts located in Nassau County, New York.
We may update these Terms from time to time. The effective date at the top of this page reflects the most recent revision. Continued use of our site or services after a revision constitutes acceptance of the updated terms.
Questions about these Terms should be directed to:
Private Money Broker LLC
3 Grace Ave
Great Neck, NY 11021
samuel@privatecapital.loans
516-965-5491