Loan Products. Every product we source.
Every loan product Private Capital sources, structures, and closes — SBA, conventional, hard money, bridge, lines of credit, equipment, factoring, real estate.
Bridge Real Estate Loan
Short-term financing to acquire or stabilize commercial real estate before refinancing into long-term debt — typical 7 to 21 day close timelines.
No. 02Cash-Out Refinance
Refinance existing real-estate debt and pull equity for working capital, expansion, or acquisitions — at competitive long-term rates.
No. 03Equipment Financing
Finance or lease productive business assets — machinery, vehicles, technology, medical equipment — with same-day decisions under $250K.
No. 04Fix-and-Flip Loan
Short-term funding for purchasing, renovating, and selling residential investment properties. 7 to 21 day close, 90/100 LTV/LTC structures.
No. 05Hard Money Real Estate Loan
Asset-based real-estate lending for time-sensitive deals where conventional financing won't close — typical close in 7 to 21 days.
No. 06Invoice Factoring
Accelerate cash flow by selling outstanding B2B invoices for immediate liquidity — qualifies on customer credit, not your balance sheet.
No. 07Business Line of Credit
Revolving working capital — borrow, repay, repeat. Typical $25K to $5M with rates from prime to 35% depending on lender and structure.
No. 08Multi-Family Real Estate Loan
Acquisition, refinance, and bridge debt for 5+ unit apartment buildings — agency, bank, and private credit options.
No. 09New Construction Loan
Ground-up construction financing for residential and commercial real estate — interest-only draws, conversion to permanent at completion.
No. 10Rental Real Estate Loan
Long-term DSCR and conventional financing for 1 to 4 unit rental properties — qualifies on rental income, not personal income.
No. 11SBA Loans (7(a), 504, Microloans)
Government-guaranteed small business loans with longer terms, lower down payments, and below-market rates — $25K to $5.5M.
No. 12Standard Refinance
Refinance existing real-estate debt to a lower rate, longer term, or different lender — without taking out additional cash.
No. 13Startup Loan
Early-stage financing for pre-revenue or first-year businesses — Kiva, CDFI microloans, SBA Community Advantage, and equipment-backed options.
No. 14Term Loan
Fixed-payment business debt for growth, expansion, or specific capital needs — 3 months to 5 years, $10K to $5M+.